With a Living Benefit Loan from Life Credit, you can borrow up to 50% of your policy's death benefit to fund your care — no monthly payments, no credit checks, no out-of-pocket cost. You keep your policy.
Free, no-obligation consultation · Most Hope4Cancer patients funded in 21 days or less.
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Hope4Cancer patients receive expedited handling — most are funded within 21 days of submitting a complete application. Your counselor moves your file to the front of the line.
Access up to half of your death benefit — yours to use freely.
No monthly payments. The loan is repaid from the policy's death benefit only.
Approval is based on your policy — not your credit or your income.
We cover your future premium payments for you.
A counselor walks you through a short application about your policy and diagnosis.
You'll learn how much you qualify for, typically within three business days.
Once the loan is recorded with your insurer, your funds are disbursed right away.
Life Credit can also help you facilitate the sale of your policy through a process known as a life settlement — turning it into a lump-sum payout, often well above its cash surrender value.
Two ways to turn a policy into treatment funding — your counselor will help you choose the right one.
Keep your policy, access up to 50% now.
Lump-sum payout, often above cash value.
