Life Credit
Life Credit
Borrow against your life insurance policy — no payments ever. Our loan is repaid from the death benefit. Your family keeps the rest.
No obligation. Takes less than 2 minutes.
Fill out the short form above or call us. A dedicated counselor will walk you through the process and gather the information needed.
Within 72 hours of receiving your application, we'll let you know how much you qualify for. No credit check required.
Once confirmed by your insurance company, funds are deposited directly. No payments ever. We even pay your future premiums.
The loan is repaid from your life insurance death benefit. You never make a single payment out of pocket.
Only a portion of your death benefit is used. The remaining proceeds go directly to your beneficiaries.
Most approvals within 72 hours. Funds disbursed as soon as your insurance company confirms.
Your loan is secured by your life insurance policy — not your credit score. Bad credit? No problem.
Medical bills, experimental treatments, daily expenses, mortgage — you decide how to use the money.
Featured on PBS American Health Journal. Trusted by patients and families across the country since 2012.
"Life Credit was my miracle. They loaned me a total of $100,000 against my life insurance which enabled me to get a double stem cell transplant and I am now in full remission."
"Hearing that I can use my life insurance policy to pay for the expenses and treatments that I need without becoming financially destitute was a life-changing moment."
"Within a few short weeks I received a $350,000 Living Benefit loan secured by my life insurance policy. Thanks to Craig and everyone at Life Credit I can finally devote myself entirely to overcoming my disease and I will forever be grateful."
Don't let medical bills control your life. Find out how much you can receive — free, no obligation, and completely confidential.