Living Benefit Loan Program
Access up to 50% of your life insurance policy's death benefit when you need it most.
What Is a Living Benefit Loan?
A Living Benefit Loan allows you to borrow money against any life insurance policy. You can receive up to 50% of your life insurance policy's death benefit. You will never be required to make loan payments or incur any out-of-pocket expenses.
Whether you need to catch up on medical bills, consolidate debt, pay your mortgage or rent, or take your family on a dream vacation, this is your money to spend without restrictions.
If you have been diagnosed with cancer or another serious medical condition and own at least $100,000 of life insurance, you may qualify.
No Loan Payments
You will never be required to make payments or incur out-of-pocket expenses.
No Credit Checks
Never declined due to poor credit, lack of income, or previous bankruptcy.
Quick Approval
Loans approved within 3 days upon receipt of a complete application.
No Spending Restrictions
Use the funds for anything — medical bills, debt, mortgage, or a family vacation.
We Pay Your Premiums
We cover all future premium payments on your life insurance policy.
Keep Your Policy
You don't lose your life insurance and your beneficiaries remain the same.
Get the Financial Help You Need
Contact us today for a free, no-obligation consultation.