Last updated: March 2026
Find out if you qualify for our Living Benefit Life Insurance Loan program.
If you can answer yes to the following, you may qualify for our Living Benefit life insurance loan program.
You own a life insurance policy with a death benefit of at least $100,000.
You have been diagnosed with cancer or another serious illness.
Or you are a senior over age 70 with a chronic disease.
Regardless of what type of life insurance policy you own, if you have at least $100,000 of coverage you may be eligible for our life insurance loan program. We specialize in providing financial aid for cancer patients and helping other seriously ill patients. We accept:
We provide financial help for cancer patients and others who have been diagnosed with a serious illness. Some of the patients we work with include:
Unsure about whether your life insurance policy is eligible, or whether your medical condition qualifies? Call us to learn more. Our consultation is always free with no obligation.
Hear from people who've been through our program and found the financial relief they needed.
"Life Credit was my miracle. They loaned me a total of $100,000 against my life insurance which enabled me to get a double stem cell transplant and I am now in full remission."
"Hearing that I can use my life insurance policy to pay for the expenses and treatments that I need without becoming financially destitute was a life-changing moment."
"I am looking forward to helping you get the money you need today. Whether you are ready to apply or just have a question, please do not hesitate to reach out."